A dedicated Black–Scholes page: the option-pricing equation and its closed form, an interactive pricer, and full explanations of every Greek — delta, gamma, theta, vega, rho, and the higher-order sensitivities — with every symbol clickable.

Module 02 · Option pricing and its sensitivities

Black–Scholes & the Greeks

One equation prices an option; its derivatives — the Greeks — tell you every way that price can move against you. Price a call or put, then watch delta, gamma, theta, vega and rho breathe as you turn the dials.

Same as the Desk: every coloured, underlined symbol, , , — is clickable for a full explanation with a worked example.
01 — The Equation

Pricing the impossible

In 1973 Black, Scholes and Merton showed that an option can be perfectly replicated by continuously trading the stock and cash. No-arbitrage then forces a unique price, governed by the . Because the hedge is riskless, the stock's real drift drops out — only the and the remain.

∂V/∂t + ½·²²·∂²V/∂S² + S·∂V/∂S rV = 0

Solving it with the option's payoff as a boundary condition gives the famous closed form. A European is worth:

= ·() ·e−rT·N()
d₁ = [ ln(S/K) + (r + σ²/2) ] / (σ√T)     d₂ = d₁ − σ√T

Read as the risk-neutral probability the option finishes in the money, and as the option's . The whole formula is "expected payoff if exercised, discounted" — nothing more exotic than that.

02 — The Pricer

One option, live

Set the five inputs. Everything downstream — price, the intermediate /, and all the Greeks below — recomputes instantly. The chart shows the option's value today against the jagged it collapses to at expiry.

Option price
$10.45
at the money · intrinsic $0.00 · time value $10.45
0.350
0.150
0.560
P(ITM)
Value today (gold) vs. payoff at expiry (dashed) · marker = current spot
03 — The First-Order Greeks

Four ways the price moves

Each Greek is a partial derivative — the price's sensitivity to one input, holding the rest fixed. to spot, to volatility, to the passage of time, to rates. Pick one and watch its whole profile across spot.

= ∂V/∂S    = ∂V/∂σ    = ∂V/∂t    = ∂V/∂r
0.637
per $1 of spot
/1%
0.375
per 1 vol point
/day
−0.018
per calendar day
/1%
0.532
per 1 rate point
Delta vs. spot — climbs 0 → 1 as the call goes in the money

Delta is the bridge to the Desk. An option's delta is exactly the number of shares that replicate it right now — the option's , the same idea as a position's to the market. Sell that many shares and you're delta-neutral: immune to small moves, left holding .

04 — Gamma & The Higher Greeks

The Greeks of the Greeks

First-order Greeks drift as the market moves, so desks track their derivatives too. is how fast delta changes; , , , and are the next layer — the ones that bite when markets move fast or vol is unstable.

= ∂²V/∂S² = (d₁)/(Sσ√T)
0.0188
Δ change per $1
/1%
−0.0028
Δ change per vol pt
/1%
0.099
vega's convexity
/day
0.0002
Δ drift from time
−0.0005
Γ change per $1
/day
−0.0001
Γ change per day

Why gamma is the one that matters. Delta-hedging cancels the straight-line risk, but the option's value curves — that curvature is gamma. When you're long gamma, every move helps you (you buy low, sell high re-hedging); the cost is , the rent you pay each day for that convexity. That trade-off is the entire life of an options market-maker.

05 — Gamma vs. Theta

The rent and the payoff

A option's daily P&L is a tug-of-war: gamma pays you when the stock moves, theta charges you for holding. They balance at one specific size of move — the . Below it, theta wins; above it, gamma does.

daily P&L ≈ ½··(ΔS)² + ·Δt   ⇒   break-even move = √( 2·|Θday| / Γ )
daily move
±$1.37
±1.37% of spot
Implied 1-day move
±$1.26
σ·S·√(1/252)
Gamma vs. theta
fairly priced
move ≈ what vol implies

This is why implied vol matters. Set and the break-even move and the vol-implied move line up — the option is fairly priced against its own volatility. That's not a coincidence: is precisely the σ that makes the theta you pay equal the gamma you expect to earn.

06 — Alpha, Beta, Gamma

Which Greek is which?

The word "Greeks" gets stretched. are portfolio ideas from the Desk; delta, gamma and the rest are option sensitivities. They rhyme — beta is to a portfolio what delta is to an option — but they're not the same animal. Here's the map.

SymbolWhat it measuresLives in
Skill / excess return above the benchmarkPortfolio
Sensitivity to the market's movePortfolio
Sensitivity to the underlying's moveOption
How fast that sensitivity itself changes (convexity)Option
Sensitivity to volatilityOption
Θ — ThetaSensitivity to time passingOption

The one-line version: alpha is the edge you're paid for, beta is the market risk you hedge away, and gamma is the curvature that a straight beta-hedge can't catch. The Desk lives in alpha/beta; this page lives in delta/gamma; delta-hedging is the same reflex as beta-hedging, one level more precise.

Keep going. Sizing, hedging, capacity, and survival math live next door.
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